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This scheme provides economic security to women.All sections of women in the age group of 10 - 75 years irrespective of their income, vocation or occupation can be covered in this policy.

What is Insured ?

Basic cover

For Disablement of Insured women -

Permanent total disablement Rs.25,000/-
Loss of two limb/both eyes/one limb and one eye Rs.25,000/-
Loss of one limb/one eye - Rs.12,500/

For Death

  • For married women - Policy provides compensation of Rs.25,000/- in the event of death of husband due to accident.
  • For unmarried women - Policy provides compensation of Rs. 25,000/-in the event of death of the insured to the nominee/legal heir.

Additional Cover

 

Temporary Total Disablement Rs.500/- per month subject to a maximum of Rs.1,500/
Expenses incurred for legal Divorce proceeding Actual not exceeding Rs.2,000/-
Loss/damage to HouseholdFire, flood, riot, terrorism Up to a limit of Rs.2,000/-

Death/Disablement would mean not only Death/Disablement arising out of accident, but also include death during child birth at hospital, and surgical operation such as sterilisation, caesarean, hysterectomy and removal of breast due to cancer provided that it occurs within 7 days from the date of operation.

Unique Features
  • Policy provides cover not only for the disablement of women but also for the death of her husband.
  • Additional cover provides for Temporary Total Disablement and also for loss/ damage to household goods.

Premium & Discounts

 

  • Premium:

    Rs.15/- per woman per annum for the basic cover and Rs.23/- per woman per annum  for both basic and additional cover.

  • Discounts:

Group discount varies from 5% to 30% based on the group size. Long Term Discount ranges from 5% to 20% depending upon the period of insurance.

Note

 

Particulars of cover, liability and exclusion given above are not complete or exhaustive.

Our nearest branch office may be approached for complete details.

Related Policies

 

Janata Personal Accident Policy

Bhagyashree Mahila Kalyan Yojna Policy

Mother Teresa Women and Children Policy

Jan Arogya Bima

 

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