a) Normal wear and tear, gradual deterioration
due to atmospheric condition or otherwise.
b) Wilful or gross negligence of insured or his representative.
c) Faults existing at the time of commencement
of insurance known to insured or his representative.
d) Loss or damage for which manufacturers
or suppliers are responsible either by law or under contract.
e) Cost of dismantling, transport, re-erection.
f) War and
nuclear perils.