Policy covers expenses incurred towards medical treatment for accident / disease
sustained during overseas trips and loss of passport also covered under this
policy.
Delay of Checked in Baggage - over 12 Hrs - Outbound
flights
US $ 100
US $ 100
Section - E
Loss of Passport
US $ 150
US $ 150
Deductible
US $ 30
US $ 30
Section - F
Personal Liability
US $ 2,00,000
US $ 2,00,000
Deductible
US $ 200
US $ 200
Plan A-2 (Worldwide - Excl. USA / Canada)
(With Medical Examination) Sum Insured
(Without Medical Examination) Sum Insured
Section - A
Illness and / or
US $ 25,000
US $ 10,000 (for illness only)
Treatment following Accident
US $ 2,50,000 (treatment on accident only)
Deductible
US $ 100
US $ 100
Section - B
Personal Accident
US $ 25,000
US $ 25,000
Section - C
Loss of Checked in Baggage
US $ 1,000
US $ 1,000
Section - D
Delay of Checked in Baggage - over 12 Hrs - Outbound
flights
US $ 100
US $ 100
Section - E
Loss of Passport
US $ 250
US $ 250
Deductible
US $ 30
US $ 30
Section - F
Personal Liability
US $ 2,00,000
US $ 2,00,000
Deductible
US $ 200
US $ 200
Plan B-1 (Worldwide - Incl. USA / Canada)
(With Medical Examination) Sum Insured
(Without Medical Examination) Sum Insured
Section - A
Illness and / or
US $ 1,00,000
US $ 10,000 (for illness only)
Treatment following Accident
US $ 1,00,000 (treatment on accident only)
Deductible
US $ 100
US $ 100
Section - B
Personal Accident
US $ 25,000
US $ 25,000
Section - C
Loss of Checked in Baggage
US $ 1,000
US $ 1,000
Section - D
Delay of Checked in Baggage - over 12 Hrs - Outbound
flights
US $ 100
US $ 100
Section - E
Loss of Passport
US $ 150
US $ 150
Deductible
US $ 30
US $ 30
Section - F
Personal Liability
US $ 2,00,000
US $ 2,00,000
Deductible
US $ 200
US $ 200
Plan
B-2 (Worldwide - Incl. USA / Canada)
(With Medical Examination) Sum Insured
(Without Medical Examination) Sum Insured
Section - A
Illness and / or
US $ 5,00,000
US $ 10,000 (for illness only)
Treatment following Accident
US $ 5,00,000 (treatment on accident only)
Deductible
US $ 100
US $ 100
Section - B
Personal Accident
US $ 25,000
US $ 25,000
Section - C
Loss of Checked in Baggage
US $ 1,000
US $ 1,000
Section - D
Delay of Checked in Baggage - over 12 Hrs - Outbound
flights
US $ 100
US $ 100
Section - E
Loss of Passport
US $ 150
US $ 150
Deductible
US $ 30
US $ 30
Section - F
Personal Liability
US $ 2,00,000
US $ 2,00,000
Deductible
US $ 200
US $ 200
What
will policy not pay ?
Any diseases existing / treated prior to one year of commencement of risk
whether declared or not.
For children aged 5 and under treatment relating to :-Mumps, chicken pox,
measles, German measles, spina bifida, whooping cough, Diphtheria,
Poliomyelitis, menimaitis and scarlet fever.
Involving travel against medical advise, travel for treatment, terminal
prognosis / awaiting special treatment.
Cosmetic surgery, pregnancy related costs, AIDS.
War perils, nuclear perils.
Suicide or attempted suicide.
Examination / treatment in India or expenses incurred outside country of study
/ postings(This does not prejudice emergency evacuation on medical grounds)
Note
Particulars of cover, liability and
exclusion given above are not complete or exhaustive.
Our nearest branch office may be approached for complete
details.
Personal Accident Policy