Any Individual aged between 5 -70. Children between
3 months and 5 years can be covered provided one or both parents are covered concurrently.
What is Insured ?
Hospitalisation/Domiciliary hospitalisation expenses incurred for medical or surgical
treatment for illness/disease (contracted after 30 days from commencement of risk) and
injury.
What will the Policy Pay ?
Reimbursement of hospitalisation/domiciliary hospitalisation expenses incurred by an
insured person for treatment of illness/disease/injury as an inpatient in a Nursing Home.
The limit of liability under the policy per year per person is Rs.5,000/-.
Insured against what Risks ?
Any sudden illness like heart attack, jaundice, pneumonia, appendicitis, paralytic, food
poisoning or accidents and the same require hospitalisation/domiciliary hospitalisation.
What will the Policy not Pay ?
Any disease contracted within 30 days from commencement of risk.
Injury/disease caused by war perils/nuclear perils
Circumcision
Routine eye examination
Dental treatments/surgery of any kind unless requires hospitalisation.
Convalescence/general disability/run down condition or rest cure etc.
Expenses on vitamins and tonics
Treatments arising from or traceable to pregnancy/child birth inclusion of
caesarian section.
Note
Particulars of cover, liability and
exclusion given above are not complete or exhaustive.
Our nearest branch office may be approached for complete
details.
Janata Personal Accident Policy