Buildings Machinery and Accessories Stock and stock in process Contents including furniture
Dwellings, Offices, Shops, Hospitals(Located outside the compounds of industrial/manufacturing risks) Industrial / Manufacturing Risks Utilities located outside industrial/manufacturing risks Machinery and Accessories Storage Risks outside the compound of industrial risks Tank farms / Gas holders located outside the compound of industrial risks
Fire Lightning Explosion/Implosion Aircraft damage Riot, Strike Terrorism Storm, Flood, inundation Impact damage Subsidence , landslide Bursting or overflowing of tanks Bush fire etc.
The policy does not cover any loss if Loss or damage to property due to : Spontaneous combustion, fermentation Burning of property by order of any Public Authority Its undergoing any heating or drying process Explosion of boilers (other than domestic boilers) Total or partial cessation of work Permanent or temporary dispossession by order of Government Burglary, House breaking, theft Normal Cracking or settlement or bedding down of new structures War or war like operations Defective design, workmanship, defective materials Pollution or contamination Over-running, short circuit etc. Earthquake Spoilage loss
The policy does not cover any loss if
Some Add on covers.. Terrorism Removal Of Debris Architects, Surveyors, Consulting Engineers fees Earthquake (Fire and Shock only) Spontaneous combustion Startup expenses Spoilage Material Damage Cover Leakage and Contamination cover These additional covers are available by payment of additional premium.
Some Add on covers..
These additional covers are available by payment of additional premium.
Particulars of cover, liability and exclusion given above are not complete or exhaustive.
Our nearest branch office may be approached for complete details.
Loss of Profit
